/* Site 1 — editorial cream / navy / gold */
:root {
  --ink: #1a2744;
  --ink-soft: #3d4a66;
  --paper: #f7f3ea;
  --paper-2: #fffdf7;
  --gold: #c4a35a;
  --gold-deep: #9a7a32;
  --line: #d9d0b8;
  --cta: #1a2744;
  --cta-text: #f7f3ea;
  --ok: #2d6a4f;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: auto; }
body {
  font-family: "Palatino Linotype", Palatino, "Times New Roman", serif;
  background: var(--paper);
  color: var(--ink);
  line-height: 1.75;
  font-size: 17px;
}
a { color: var(--gold-deep); }
img, svg { display: block; }
.wrap { width: min(1100px, calc(100% - 40px)); margin: 0 auto; }
.skip {
  position: absolute; left: -999px; top: 0;
}
.skip:focus { left: 12px; top: 12px; background: #fff; padding: 8px 12px; }

.mast {
  border-bottom: 1px solid var(--line);
  background: var(--paper-2);
  position: sticky;
  top: 0;
  z-index: 20;
}
.mast-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
  gap: 20px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--ink);
  font-weight: 700;
  letter-spacing: 0.02em;
  font-size: 18px;
}
.brand svg { width: 28px; height: 28px; }
.nav { display: flex; gap: 8px; align-items: center; }
.nav a {
  text-decoration: none;
  color: var(--ink-soft);
  padding: 8px 12px;
  border-bottom: 2px solid transparent;
}
.nav a:hover { color: var(--ink); }
.nav a.is-current {
  color: var(--ink);
  border-bottom-color: var(--gold);
}
.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--line);
  padding: 8px 10px;
  cursor: pointer;
}

.hero {
  padding: 64px 0 48px;
  border-bottom: 1px solid var(--line);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.9fr;
  gap: 48px;
  align-items: start;
}
.kicker {
  font-family: "Segoe UI", Arial, sans-serif;
  font-size: 12px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-deep);
  margin-bottom: 12px;
}
h1 {
  font-size: clamp(30px, 4vw, 44px);
  line-height: 1.25;
  margin-bottom: 18px;
  font-weight: 700;
}
h2 {
  font-size: clamp(24px, 3vw, 30px);
  line-height: 1.35;
  margin-bottom: 14px;
}
h3 { font-size: 20px; margin: 18px 0 8px; }
.lead { font-size: 19px; color: var(--ink-soft); margin-bottom: 22px; }
.prose p { margin-bottom: 14px; }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; }
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
  padding: 12px 18px;
  border: 1px solid var(--ink);
  background: var(--cta);
  color: var(--cta-text);
  font-family: "Segoe UI", Arial, sans-serif;
  font-size: 14px;
}
.btn:hover { background: #24355a; }
.btn.ghost {
  background: transparent;
  color: var(--ink);
}
.btn.ghost:hover { background: #efe8d6; }

.dl-panel {
  background: var(--paper-2);
  border: 1px solid var(--line);
  padding: 22px;
}
.dl-panel h2 { font-size: 22px; }
.dl-list { list-style: none; margin-top: 14px; }
.dl-list li { border-top: 1px solid var(--line); }
.dl-list a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 0;
  text-decoration: none;
  color: var(--ink);
  font-family: "Segoe UI", Arial, sans-serif;
}
.dl-list a:hover { color: var(--gold-deep); }
.dl-list svg { width: 22px; height: 22px; flex: 0 0 22px; }

.chapter {
  padding: 56px 0;
  border-bottom: 1px solid var(--line);
}
.chap-no {
  font-family: "Segoe UI", Arial, sans-serif;
  color: var(--gold-deep);
  font-size: 13px;
  letter-spacing: 0.12em;
  margin-bottom: 8px;
}
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}
.paper-card {
  background: var(--paper-2);
  border: 1px solid var(--line);
  padding: 20px 22px;
}
.quote {
  border-left: 3px solid var(--gold);
  padding: 4px 0 4px 18px;
  margin: 16px 0;
  color: var(--ink-soft);
}
.quote cite {
  display: block;
  margin-top: 8px;
  font-size: 13px;
  font-style: normal;
  font-family: "Segoe UI", Arial, sans-serif;
}
.metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.metric {
  background: var(--paper-2);
  border: 1px solid var(--line);
  padding: 18px;
  text-align: center;
}
.metric b {
  display: block;
  font-size: 32px;
  color: var(--gold-deep);
  line-height: 1.2;
}
.compare table {
  width: 100%;
  border-collapse: collapse;
  font-family: "Segoe UI", Arial, sans-serif;
  font-size: 15px;
}
.compare th, .compare td {
  border: 1px solid var(--line);
  padding: 10px 12px;
  text-align: left;
}
.compare th { background: #efe8d6; }
.faq-item { padding: 16px 0; border-top: 1px solid var(--line); }
.faq-item h3 { margin-top: 0; }
.note {
  font-family: "Segoe UI", Arial, sans-serif;
  font-size: 14px;
  color: var(--ok);
  margin-top: 10px;
}
.steps { list-style: none; counter-reset: s; }
.steps li {
  counter-increment: s;
  padding: 14px 0 14px 48px;
  position: relative;
  border-bottom: 1px solid var(--line);
}
.steps li::before {
  content: counter(s);
  position: absolute;
  left: 0; top: 14px;
  width: 32px; height: 32px;
  border: 1px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  font-family: "Segoe UI", Arial, sans-serif;
  font-size: 13px;
}
footer {
  padding: 40px 0 48px;
  background: var(--ink);
  color: #e8e2d2;
  font-size: 14px;
  font-family: "Segoe UI", Arial, sans-serif;
}
footer a { color: #e6c77a; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 24px; }
.foot-brand { display: flex; align-items: center; gap: 8px; margin-bottom: 10px; font-weight: 700; color: #fff; }
.safe { margin-top: 18px; padding-top: 16px; border-top: 1px solid #31405f; }

@media (max-width: 860px) {
  .nav-toggle { display: block; }
  .nav { display: none; position: absolute; right: 20px; top: 72px; background: var(--paper-2); border: 1px solid var(--line); flex-direction: column; padding: 8px; min-width: 180px; }
  .nav.is-open { display: flex; }
  .hero-grid, .two-col, .metrics, .foot-grid { grid-template-columns: 1fr; }
}